Family Investment Companies Explained: A Wealth Planning Structure for High Net Worth Families
What is a Family Investment Company?
Family Investment Companies (FICs) are structures sometimes used by high-net-worth families to manage investments and transfer wealth across generations. They can offer flexibility around investment management, succession planning and long-term family wealth structures.
This guide explains how Family Investment Companies work, when they may be appropriate and the key considerations before using them as part of a financial planning strategy.
What you’ll learn
• How Family Investment Companies are structured
• When they may be useful for wealth planning
• The key considerations when using a Family Investment Company
These guides are for informational purposes only. Please obtain professional advice before making any decisions.
What's in the guide?
Who is this for?
For High Net Worth Families Planning Beyond Today
- Affluent individuals and families concerned about passing wealth through generations
- Families who are concerned about structuring wealth while overseas
- For those who seek wealth management with improved investment performance tax efficiency.
Related reading
Family wealth structures often interact with estate planning, tax planning and international financial strategies.
Understanding inheritance tax planning is an important part of structuring family wealth.
Whole of Life Insurance and Inheritance Tax Planning
Trust structures are also commonly used in long-term estate planning.
Trusts for Expatriates
Understanding broader international financial planning frameworks can also help.
Complete UK Expat Wealth Planning Guide
Estate planning mistakes can have serious consequences if structures are not properly implemented.
What Happens If You Die Without a Will
Relevant tools and calculators
If you would like help reviewing financial documents or understanding financial structures, this tool may help.
You can also explore the full range of financial planning tools available on the site.
FAQ
What is a Family Investment Company?
A Family Investment Company (FIC) is a corporate structure used by some families to hold investments and manage wealth across generations.
Why do families use Family Investment Companies?
FICs may provide flexibility for managing investments, succession planning and distributing wealth among family members.
Are Family Investment Companies suitable for everyone?
No. These structures can be complex and are generally considered in more advanced wealth planning situations.